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The book is a snapshot.

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The Letter is what happens after.

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Tax law doesn't sit still.

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It changed substantially in twenty twenty-five and it will change again, and the gap between what's true and what people believe is where money quietly gets lost.

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A book can't chase that.

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A letter can.

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So this is what changed, what it means for actual people, and what I'd do about it.

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Written by me.

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Not curated links, not a roundup, not somebody's newsletter with my name at the top.

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It's also, frankly, the easiest way to start a conversation with me.

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Plenty of people read for months, then write back about one paragraph that hit close to home, and that turns into a planning session — monthly, quarterly, once a year, whatever fits.

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That's usually a better beginning than a cold call, for both of us.

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No sequence.

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No funnel.

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If you reply, you're replying to me.

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If you've got the book, this is the part that keeps it current.